Health & Welfare Benefit Enrollment Materials

⋅  2019 Open Enrollment Brochure

⋅  2019 Open Enrollment Checklist

⋅  SyncHR Instructions for Open Enrollment

Health & Welfare Benefit Plan Documents

 ⋅  Wrap Plan Document – ERISA requires group health plans to have a written plan document in place.  The written plan document is the instrument by which the plan administrator must operate the plan.

⋅  Cafeteria Plan Document – TM Track Machines offers a cafeteria plan, which is a reimbursement plan governed by the IRS Section 125, which allows employees to contribute a certain amount of their gross income to a designated account or accounts before taxes are calculated.  These accounts can be for insurance premiums and medical or dependent care expenses not covered by insurance.  A cafeteria plan allows the employer to reduce employees’ gross income, thereby reducing the amount the company pays in FICA or Social Security, FUTA, Workers’ Compensation, and some state taxes.

⋅  Cafeteria Plan – My Company Plan

⋅  Aetna – Medical Insurance

→  Benefit Summary – 2019
→  Summary of Benefits & Coverage (SBC)
→  Summary Plan Description (SPD)
→  Schedule of Benefits
→  Instructions for Doc Find Online Directory
→  Pharmacy Rx Home Delivery
→  Instructions to Print ID Cards Online
→  Teladoc Information

⋅  Mid-American Benefits, Inc. – Health Reimbursement Account (HRA)

→  Summary Plan Description (SPD) – 2018
→  Summary of Benefits & Coverage – 2019

⋅  Ameritas – Dental & Vision Insurance

→  Dental Highlight Sheet
→  Eye Care Highlight Sheet
→  Connect with Us
→  Online Access
→  Dental Rewards
→  Prescription Discount FAQ

⋅  Unum – Financial Protection Insurance Benefits

→  Basic Life and AD&D – Summary of Benefits & Coverage (SBC)
→  Short Term and Long Term Disability – Summary of Benefits & Coverage (SBC)
→  Voluntary Life and AD&D – Summary of Benefits & Coverage (SBC)

Optum – Healthcare Savings Account

→  Optum Bank Home Page
→  Optum HSA Investment Options

⋅  Allstate – Worksite Benefits

→  Group Voluntary Accident Insurance – Highlight Sheet
→  Group Voluntary Accident Insurance – Video
→  Group Voluntary Critical Illness Insurance – Highlight Sheet
→  Group Voluntary Critical Illness Insurance – Video

⋅  Best Care EAP – Employee Assistance Program

→  Summary of EAP Benefits – Available to ALL employees and their families at no cost to them (100% employer paid!)
→  Depedent Care Resources Overview
→  Legal & Financial Services Overview